Technology that helps you save
Analyze spending, suggest the right repayment plan, and warn you before costs spiral.
Worldpay Friend uses technology to help you save — with a friend by your side
We are more than a lender. We walk with you through every financial situation with honest, friendly advice and smart tools that help you save for real.
฿2.5B+Customer savings helped
24 ชม.Friendly guidance
98%Feel truly supported
Total loan applications
+18%57,854
ม.ค.ก.พ.มี.ค.เม.ย.พ.ค.
Total approved amount
฿240.80K
Up 72% from last month
9:41
●●●
ส
Hello, Somchai
Gold Member
Estimated balance
฿112,539.17
▲ +12.5% This month
Recent activity
Home loan payment-฿8,500
Salary deposited+฿45,000
Tuition payment-฿12,000
100K+ Thais already joined
A community built on responsible lendingFriend Your friend suggests how to save on installments
Worldpay Friend philosophy
Technology + friendship = calmer finances
Worldpay Friend stands beside you — not a bank that only says "declined".
A friend through every step
We help you understand your situation in plain language — no confusing jargon.
Advice like a true friend
Straight talk on what to do now, what can wait, and what to avoid — because we want the best for you.
Loan products
Loans by purpose
Choose the loan that fits your life goals — with clear terms and friendly guidance
🏠
Home and housing loan
Covers renovation, extensions, and essential housing expenses
Learn more → Popular🚗
Car and motorbike loan
Flexible funding to buy, repair, or use a vehicle for work
Learn more →🎓
Education and skills development loan
Plan for tuition, upskilling courses, and learning equipment
Learn more →Worldpay Friend App
Powerful personal loans — fully managed in one app
Loan dashboard, friend repayment analytics, and your loan wallet — control home, car, and education loans with ease
9:41●●●
ส
Welcome back
Worldpay Friend Gold Member
Outstanding loan balance
฿285,400
▲ 12.4% of principal paid down
Friend insights
Great job!
On-time for 3 months — credit score improving
Save more
Switch to 36 months — save ~฿2,400/month
Apply
Pay
Ask friend
Calculate
Recent activity
🏠
Home loan payment
-฿8,500
9:41●●●
Loan analytics
Week
Month
Year
Paid on loans this month
฿24,820
▼ 5.2% less than last month
Principal
฿18,400
Interest
฿6,420
M
T
W
T
F
S
S
By loan type
Home loan
45%
Car loan
30%
Education loan
25%
9:41●●●
My loans
Main Worldpay Friend
Active
฿112,539
Remaining balance to pay
Credit used
68%
+
Apply
💳
Pay
↔
Transfer
📊
Status
Recent transactions
☕
Home installment
Today 9:15 AM
-฿450
🚗
Car installment
Yesterday
-฿6,200
💰
Salary deposit
May 28
+฿45,000
🎓
Tuition payment
May 25
-฿12,000
Mobile app
Popular Worldpay Friend app features
Full personal loan management — see all features on the app page
แจ้งเตือนอัจฉริยะ — ไม่พลาดทุกเรื่องสำคัญ
ระบบเตือนฉลาดช่วยให้คุณไม่ลืมชำระค่างวด ส่งเอกสาร หรือนัดหมายสำคัญ
Learn more →ชำระง่าย Smart Easy Pay
จ่ายค่างวดได้ในไม่กี่วินาที — QR, โอนเงิน, หรือหักบัญชีอัตโนมัติ
Learn more →Personal risk management — borrow with confidence
Your friend reviews debt load, income, and installments — warns before you over-borrow and suggests safer plans.
Learn more →Your loan friend
Ask in Thai or English — get loan, document, and installment guidance
Learn more →Apply for a personal loan online
Complete your Worldpay Friend application on your phone — no branch visit required
Learn more →Worldpay Friend installment calculator
Adjust amount, interest, and term — see your installment instantly
Learn more →📚 Personal finance guides
Personal finance blog
Tips on education, news, investing, relationships, budgeting, and debt — from Worldpay Friend
💳 Debt
Debt payoff: Snowball vs Avalanche
Snowball closes small debts first — Avalanche saves the most interest. Pick what you will stick with.
🎓 Education
Personal finance for university students: where to start
You can save while studying — split accounts, set spending limits, and track every baht.
📈 Investing
Can you start investing with 1,000 baht per month?
DCA with mutual funds — small, steady, long-term beats waiting for a lump sum.
Why Worldpay Friend is different
Technology to save, advice like a friend
Real savings with technology
Compare rates, optimize repayment plans, and find ways to reduce your burden
Your financial friend
We help you through tough situations — you are not alone
Honest, friendly advice
Clear options, no pressure, no selling more than you need
Support for every life stage
Home, car, education — guidance that fits your moment in life
Worldpay Friend app that cares
Reminders, planning, and advice available every day
Speak your language
Thai, English, Chinese, Japanese, Korean — comfortable like talking to a friend
Free tool
Estimate your monthly payment
Just drop your bank statement — Worldpay Friend will find the right details for you. Or adjust manually on the right.
Drop your bank statement here
Drag & drop or browse — we extract income, debt, and suggest the right amount and installment
PDF, JPG, PNG · max 10 MBor adjust manually
Adjust manually
How to apply
Get started in 4 easy steps
01
Check eligibility
Complete a short online form in under 5 minutes
02
Prepare documents
Upload your national ID and proof of income through the app
03
Receive your offer
Get a transparent loan amount and rate before you decide
04
Start your repayment plan
Receive funds and track installments on your dashboard
Your financial friend
24/7 · กลางวันและกลางคืนA friend who helps you through every financial situation
Chat like a friend — we analyze your situation, suggest ways to save, and recommend the right loan if you need one
- Listen to your concerns and suggest realistic options
- Use technology to calculate and compare what saves you more
- Give straight, friendly advice — never push you to borrow more than you need
- ช่วยได้ทั้งภาษาไทยและภาษาอื่น — สบายใจเหมือนคุยกับเพื่อนสนิท
Hi! I am your financial friend. What can I help you with today?
My expenses went up. I am worried I cannot keep up with payments.
I understand. Try a 36-month plan first — lower installments, save about ฿2,400/month. Want me to calculate?
What our customers say
"It feels like having a friend who advises me — not just pushing a loan, but helping me save on installments too"
"When I had money problems, the app explained things simply and gave honest advice like a real friend"
"The education loan helped my child continue school with a repayment plan we can manage"
Frequently asked questions
How long does approval take?
Preliminary results within 24 hours after you submit complete documents. Final approval depends on review
What documents do I need?
National ID, proof of income, and documents related to your purpose — such as a quotation or tuition invoice
What is the interest rate?
Rates depend on loan type and your profile. Use the calculator on this page to estimate your installment
Is my data protected under PDPA?
We comply with Thailand's Personal Data Protection Act and obtain consent before using your data
How do I make payments?
Pay through the app, bank transfer, or auto-debit — with reminders before each due date
You do not have to face finances alone
Start Worldpay Friend today — technology to save, friendly advice all the way
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